Paid Forward is a Delaware Public Benefit Corporation formed to crowdfund student loan payoffs for approved graduates in STEM, education, agriculture, and healthcare.

We operate as a mission-driven company built on transparency, structured verification, and responsible stewardship of donor funds.

Paid Forward is not a 501(c)(3) nonprofit organization.

No. Because Paid Forward is a Public Benefit Corporation and not a registered charitable nonprofit, donations are not tax-deductible.

All donations are pooled into a general funding pool.

When an applicant is approved and funding becomes available, we remit payment directly to that individual’s student loan servicer.

Funds are never sent to applicants personally.

To operate responsibly and sustainably, Paid Forward applies an administrative allocation to funded payoffs.

Any remaining funds after remittance and allocation may be retained as general corporate funds to support long-term operational sustainability and advancement of our public benefit purpose.

We believe long-term transparency requires long-term sustainability.

Before approval, applicants undergo structured verification processes, including third-party education verification where applicable.

Loan balances are confirmed prior to remittance, and payments are sent directly to verified loan servicers.

If available funds exceed the amount required for a specific approved applicant, the remaining funds are carried forward to the next approved applicant in the queue.

Donations are not tied to a specific individual unless explicitly stated in a future program.

Funding occurs as donations are received and approved applicants move through the verification process. Because we rely entirely on donor support, timelines may vary.

Additional information regarding operational variability can be found in our Risk Disclosure.

Traditional charities and public programs serve important roles. Paid Forward was created to offer an additional, direct pathway; One that connects donors to verified student loan payoffs in essential professional fields.

We focus on structured verification, direct loan remittance, and operational transparency so donors understand how funds move from contribution to impact.

Paid Forward prioritizes graduates in STEM, education, agriculture, and healthcare because these fields play foundational roles in societal stability, innovation, and public well-being.

As funding grows, eligibility criteria may expand in alignment with our public benefit purpose.

No. You may make a one-time donation without creating an account.

An account is only required if you choose to set up a recurring donation. Creating an account allows you to log in at any time to manage, update, or cancel your recurring contribution.

Yes. All donations are processed through secure, encrypted third-party payment providers that meet industry security standards. Paid Forward does not store your full payment details on our servers.

We do not retain, sell, rent, or trade your payment information. Your information is used solely for processing your donation and maintaining required records in accordance with applicable laws and our Privacy Policy.

Refunds are handled strictly in accordance with our Donation Policy.

We encourage donors to review that policy prior to contributing.